Available to females across all age groups

• Birth Certificate (For minors below 18years),
• Valid ID or passport and residential permits for Expatriates
• Once off joining fee of P50
• Minimum account balance of only 75pula

• Available to children who are 18years of age or below
• Birth Certificate
• Parent or guardian Id.
• Once off joining fee of P50
• Minimum account opening of only P75.00
• Minimum deposits of P25.00 on monthly basis.
• No withdrawals for a period of three years
• The account automatically rolls over to the next cycle post the maturity period.
• 2% interest
• Service fees of P5.00 per month
• Free & easy deposits
• Easy account opening process, account opened instantly.

• Group size ( 3-5 members)
• Age and gender (women 21-65 years)
• Type of business (commerce, service, production, agribusiness)
NB: Group selects its own members. There will be group testing before registration followed by verification and basic business skills mentoring.

• Individual women borrowers who have accessed loans during the first few years of the credit program.
• One that have graduated from the group methodology having accessed the 3 group loans and have been introduced.